Key Government Schemes Driving India’s Agricultural Growth
New Delhi: Women farmers are playing an increasingly vital role in India’s agricultural sector, contributing significantly to food security, rural livelihoods, and economic growth. With nearly 80% of rural women engaged in agriculture and allied activities, the government has introduced several targeted schemes to support and empower them through financial aid, technology, training, and market access.
As the United Nations declares 2026 as the International Year of the Woman Farmer, India is strengthening its commitment through multiple initiatives aimed at improving women’s participation across the agricultural value chain.
1. PM-KISAN (Income Support Scheme)
PM-KISAN is a central government scheme that provides direct income support of ₹6,000 per year to farmers in three instalments. It helps farmers manage daily agricultural expenses and household needs. A significant number of beneficiaries are women farmers, improving their financial independence.
How to Apply:
- Register online or visit CSC centre
- Submit Aadhaar and land records
- Funds are directly transferred to bank account
2. Agriculture Infrastructure Fund (AIF)
AIF provides financial support for building farm infrastructure like warehouses, cold storage, and processing units. This helps farmers reduce post-harvest losses and sell produce at better prices.
.https://agriinfra.dac.gov.in/
How to Apply:
- Apply online with project proposal
- Approach the bank for a loan.
- Get interest subsidy support
3. ISAM / AMI (Agricultural Marketing Infrastructure)
This scheme strengthens rural markets by supporting the construction of warehouses, storage units, and marketing facilities. Women farmers get higher subsidies, helping them improve storage and avoid distress selling.
https://www.agriwelfare.gov.in/
How to Apply:
- Contact State Agriculture Department
- Submit infrastructure proposal
- Apply for subsidy
4. Namo Drone Didi Scheme
This scheme promotes modern technology in farming by providing drones to Women Self-Help Groups (SHGs). Drones are used for spraying fertilisers and pesticides, saving time and labour while increasing efficiency.
How to Apply:
- Join SHG
- Apply through district agriculture office
- Receive training and subsidy
5. National Beekeeping and Honey Mission (NBHM)
NBHM promotes beekeeping as an additional source of income. It supports training, equipment, and market access, helping women farmers earn through honey and related products.
How to Apply:
- Register with local agriculture office
- Attend training
- Apply for financial assistance
6. DAY-NRLM (Women SHG Empowerment)
This programme focuses on women-led Self-Help Groups (SHGs), providing access to credit, training, and livelihood opportunities. It helps women start small businesses and improve farm income.
https://aajeevika.gov.in/login
How to Apply:
- Join local SHG
- Contact Block Mission Office
- Access loans and schemes
7. Kisan Credit Card (MISS Scheme)
KCC provides short-term loans at low interest rates for farming needs like seeds, fertilisers, and equipment. It ensures easy access to credit for women farmers.
Visit: nabard.org
How to Apply:
- Visit nearest bank
- Submit KCC form with documents
- Get loan approval
8. MIDH (Horticulture Development Scheme)
MIDH supports farmers growing fruits, vegetables, flowers, and spices. It provides financial help for irrigation, storage, and post-harvest management, helping women farmers increase profits.
Visit: midh.gov.in
How to Apply:
- Apply through horticulture department
- Submit farming plan
- Avail subsidy
9. SMAM (Farm Mechanization Scheme)
This scheme promotes the use of modern farm machinery, reducing manual labour and increasing productivity. Women farmers receive subsidies to purchase equipment and drones.
Visit agrimachinery.nic.in.
How to Apply:
- Register on the portal.
- Select equipment
- Apply for subsidy
10. Pulses Mission (Dalhan Aatmanirbharta Mission)
This mission aims to increase pulse production and ensure better income through government procurement. A portion of funds is reserved specifically for women farmers.
Visit: agriwelfare.gov.in
How to Apply:
- Register with agriculture department
- Participate in procurement system
- Access benefits
Farmer Producer Organizations (FPOs)
FPOs are groups where farmers come together to produce, process, and sell collectively. This improves bargaining power, reduces costs, and increases income. Many FPOs are women-led.
Visit: sfacindia.com
How to Join:
- Contact local FPO
- Register as a member.
- Access markets and support
Training & Support Programs
Krishi Sakhi (Women Farm Advisors)
Women trained to guide farmers in modern and natural farming practices.
manage.gov.in
ATMA Scheme
Provides training, exposure visits, and demonstrations.
extensionreforms.dac.gov.in
STRY Programme
Skill training for rural youth and women in agriculture.
agricoop.nic.in
Conclusion
These schemes are not just financial tools — they are pathways to empowerment. By combining income support, training, infrastructure, and technology, the government is enabling women farmers to move from traditional roles to becoming leaders in agriculture.
With the focus on the International Year of the Woman Farmer 2026, these initiatives are expected to further strengthen rural livelihoods, improve productivity, and ensure inclusive agricultural growth in India.
Source: Press Information Bureau (PIB), Ministry of Agriculture & Farmers Welfare, Government of India